Umbrella Policies

Sometimes we are involved in accidents that injure other people or property and need more protection than our basic coverage provides.  An Umbrella Policy can protect your hard earned assets when these things occur.
Make Sure You're Covered

Car Insurance

The most dangerous thing that most of us do every day is drive around in our cars especially on the crowded streets of cities like Providence, East Providence or even Barrington or Bristol.  We can help you get the best coverage for your protection.
Check Your Auto Coverage

Homeowners Insurance

Whether it is in Providence, Warwick or another city, for most of us, our home is our biggest asset and we need to protect it well.    
Coverage For Your Biggest Investment

Business Insurance

Insuring your Rhode Island business in Providence, Cranston, Warwick or anywhere else is often more complex than your home or automobile.  Ask us to help.  We are really good at it.
Coverage You Can Confide In

Boat Insurance

Your boat needs protection just like your home and automobile. Let us simplify the difficulties.
Get Your Boat Covered
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Homeowners Insurance

Your home is your largest asset. Let us find the coverage that will protect you from some big risks.
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Business Insurance

There are a wide range of risks that a business could face. We will find the best way to provide coverage for your company.
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Car Insurance

There isn’t a one size fits all for car insurance. We’ll help you find the best coverage for your needs.

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Umbrella Policies

These policies are surprisingly affordable considering all that they provide. Call us to learn more about this extra protection.
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Boat Insurance

Avoid costly repairs and protect yourself from any liability by making sure you’re coverered. We have a plan that fits any size boat.

Burns & Cotter Insurance Company

Burns & Cotter, Inc. is a full-service, independent insurance agent and broker founded more than fifty years ago. We provide a wide range of insurance products from many underwriters. Our various offerings can cover everything from your home to your business, and we will carefully consider every variable in your situation as we craft a policy especially for you. Having started here in Rhode Island over fifty years ago, we know the area and the people intimately. Our years of experience providing the best insurance coverage to our clients makes us the best option for you. We make sure that your home, car, business, or boat are properly covered by the best possible insurance solution for your situation.

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

-Shawna Manning

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

-Elias Laham

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

-A Google User

Call us now at (401) 421-0100
Email us at service@burnscotter.com
Receive a free, no obligation quote

Winter Freeze Exposure

Winter Freeze Exposure

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Homeowners may not realize it but when cold weather approaches, water and fire hazards increase. Here are some common cold weather issues and what you can do to prevent them from happening in your home. Water can quickly turn into costly home damage. Help safeguard...

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We're open to serve you

We hope that you are well and staying safe. Though our office is closed, we remain open and are working in safe environments and are able to take care of all your insurance needs as they arise. Please call us during normal business hours.