You don’t need to live near water to need flood insurance. Homeowner’s policies do not include coverage for flood damage – or other things related to floods, such as surface water runoff, mudslide, erosion and similar occurrences. We will be happy to quote a flood policy for you. If you are not in a flood plain (usually near the water), it may be very reasonably priced.
For more information go to the Federal Government’s National Flood Insurance Program website at: www.floodsmart.gov and click the Flood Facts section.
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