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Floods: An Ongoing Threat - Burns & Cotter Auto Insurance, Home Insurance

A simple look at the magnitude of the losses to floods in 2017 will show how pervasive the threat of flooding is to everyone.

According to the National Oceanic and Atmospheric Administration, 16 separate disasters in the U.S., each with damages exceeding $1 billion, generated total record losses in excess of $306 billion.

We can remember the Hurricanes but usually forget the smaller storms, but they also can be highly destructive, even if they don’t get the publicity.  The National Oceanic and Atmospheric Administration calls flooding “the costliest and most common natural disaster in the US”

Most insurance policies covering your home or business, exclude damages from flooding, so a separate Flood Policy is required.  These can be reasonable in price if your property is not in an area prone to flooding (a flood plain), or fairly expensive if you are in a high risk flood plain.

Experts estimate that only 12% of homes in the US have a flood insurance policy and less than 20% of homes damaged in Hurricane Harvey had flood insurance according to an Insurance Information Institute poll.

Flooding remains a sever threat and most people don’t have proper coverage. 

Call Burns & Cotter, Inc. today at 401-421-0100 and ask us for a quote.