Severe Weather Insurance Checklist

Severe Weather Insurance Checklist

Hurricane season began on June 1.  There are several things that you should do to be prepared in case one hits the area.  Go over your home insurance policies and confirm that: Your home is insured for the correct value – the cost to replace it if it is destroyed; The...
Good Idea to Use Car For Uber or Lyft?

Good Idea to Use Car For Uber or Lyft?

With the growth in car services such as Uber or Lyft, many people are using their own cars in these services and assuming their automobile policy will cover their risks.  Unfortunately, that is simply not true. There is an exclusion for commercial use of your...
Flood Damage Exposure

Flood Damage Exposure

Your risk of flood damage is higher than you have imagined. A new study states that 41 million Americans are at risk from flooding rivers. That’s more than three times the current estimate of 13 million people. The study is based on a new high-resolution model that...
Floods: An Ongoing Threat

Floods: An Ongoing Threat

A simple look at the magnitude of the losses to floods in 2017 will show how pervasive the threat of flooding is to everyone. According to the National Oceanic and Atmospheric Administration, 16 separate disasters in the U.S., each with damages exceeding $1 billion,...