Automobile:  Where you live and drive affects your automobile premium. Generally, bigger cities mean higher premiums than rural areas

Automobile:  The type of vehicle you drive affects your premium. Expensive or unusual vehicles usually cost more to insure than more common type.

Businessowners:  If you have a business in your home you may need a special policy to cover the business’ Property and Liability

Automobile:  If you have antique or classic automobiles you can insure it with a very low cost policy designed specifically for it.