4 tips for avoiding ID theft & fraud

4 tips for avoiding ID theft & fraud

Below are four tips for avoiding identity theft and fraud. 1. Pay attention to email security. Use strong passwords for all financial accounts, but especially your email account. If it’s vulnerable, all of your other accounts will be, too. Use an especially secure...
10 Most Dangerous States for Senior Drivers

10 Most Dangerous States for Senior Drivers

Here’s a list of the 10 most dangerous states for senior drivers. And, guess which one is worst? 10. Delaware Approximately 16 percent of residents are age 65 or older and in 2014, Caring.com found that 22 percent of drivers killed in car crashes fell into that...
Death by Car?

Death by Car?

More than 90 people die each day in car accidents and another 3 million are injured. Two thirds of those experience long term or even permanent injuries. Wearing a seat belt reduces your risk of death by 45% and your risk of serious injury by 50%. Yet of those killed...
Severe Weather Insurance Checklist

Severe Weather Insurance Checklist

Hurricane season began on June 1.  There are several things that you should do to be prepared in case one hits the area.  Go over your home insurance policies and confirm that: Your home is insured for the correct value – the cost to replace it if it is destroyed; The...
Good Idea to Use Car For Uber or Lyft?

Good Idea to Use Car For Uber or Lyft?

With the growth in car services such as Uber or Lyft, many people are using their own cars in these services and assuming their automobile policy will cover their risks.  Unfortunately, that is simply not true. There is an exclusion for commercial use of your...
Flood Damage Exposure

Flood Damage Exposure

Your risk of flood damage is higher than you have imagined. A new study states that 41 million Americans are at risk from flooding rivers. That’s more than three times the current estimate of 13 million people. The study is based on a new high-resolution model that...
Floods: An Ongoing Threat

Floods: An Ongoing Threat

A simple look at the magnitude of the losses to floods in 2017 will show how pervasive the threat of flooding is to everyone. According to the National Oceanic and Atmospheric Administration, 16 separate disasters in the U.S., each with damages exceeding $1 billion,...
Wishing you joy and happiness in the New Year

Wishing you joy and happiness in the New Year

We are at that time of year again when we are reminded to be thankful and to count our blessings.  No matter what your religious beliefs may be, if you are receiving this, you have things to be thankful for.  Please take a moment to be grateful for what you have and...
Is Wedding Insurance Necessary?

Is Wedding Insurance Necessary?

Did you know that you can purchase insurance coverage for your wedding? From Cancelation or Postponement to Additional expenses incurred along with costs for the photographer and special jewelry. In addition, you can add Liability and Property Damage Coverage for the...