Severe Weather Insurance Checklist

Severe Weather Insurance Checklist

Hurricane season began on June 1.  There are several things that you should do to be prepared in case one hits the area.  Go over your home insurance policies and confirm that: Your home is insured for the correct value – the cost to replace it if it is destroyed; The...
Flood Damage Exposure

Flood Damage Exposure

Your risk of flood damage is higher than you have imagined. A new study states that 41 million Americans are at risk from flooding rivers. That’s more than three times the current estimate of 13 million people. The study is based on a new high-resolution model that...
Floods: An Ongoing Threat

Floods: An Ongoing Threat

A simple look at the magnitude of the losses to floods in 2017 will show how pervasive the threat of flooding is to everyone. According to the National Oceanic and Atmospheric Administration, 16 separate disasters in the U.S., each with damages exceeding $1 billion,...
Wishing you joy and happiness in the New Year

Wishing you joy and happiness in the New Year

We are at that time of year again when we are reminded to be thankful and to count our blessings.  No matter what your religious beliefs may be, if you are receiving this, you have things to be thankful for.  Please take a moment to be grateful for what you have and...
Is Wedding Insurance Necessary?

Is Wedding Insurance Necessary?

Did you know that you can purchase insurance coverage for your wedding? From Cancelation or Postponement to Additional expenses incurred along with costs for the photographer and special jewelry. In addition, you can add Liability and Property Damage Coverage for the...
Severe Weather Insurance Checklist

Hurricane Irma Tracking Near the U.S.

As Hurricane Irma moves towards the United States, residents along the East Coast are preparing for a potential impact. Below are some useful tips to keep in mind. Flood Watch Steps Stay tuned in on your radio, television and even your cell phone apps If you are in a...
Why do we need an Umbrella Policy?

Why do we need an Umbrella Policy?

The simple answer is that most of the time we don’t. In fact, if we can go through life without ever needing to call on that coverage we will count ourselves lucky. However, if we ever need it and don’t have it, we will be sorry indeed. Here are several examples of...

After Spring Cleaning, Spring Check Your Car

Each year, when you think of doing a spring cleaning in your home, you should also do a spring checkup on your car. After all, your car just took you through the winter, hopefully without mishap. Now, is your turn for a little pay back with some TLC. These seven...

Ice dams pose lingering dangers after storm

Even though it’s been a week since the storm, there can still be a lingering danger hanging from our roofs. As a Trusted Choice agency, we want to make sure you’re always protected. Watch this short video from Independent Insurance Agents of Rhode Island,...