Autonomous Cars Growing in Popularity

The popularity and proliferation of autonomous or self-driving cars has grown rapidly and it is only just starting. Do you have one yourself? Or do you plan to purchase one in the future? In the long run they are likely to be much safer than cars driven by people, but...

Growing Menace – Distracted Driving

Research done by the Virginia Tech Transportation Institute shows that distracted drivers are causing an increasing number of vehicle accidents. Almost 80% of all crashes involve a distracted driver.  And texting while driving can increase your risk of being in an...

Your Car Insurance and Uber or Lyft

While driving for one of these companies can be a great way to make money, you need to make sure your insurance coverage will apply. The short answer is that if you have a personal automobile policy, it will not provide coverage for either Liability or Physical...

Preparing Your Car for Holiday Travel

Thanksgiving is upon us and many folks are planning to travel for the holiday. Here are a few things to be aware of for your trip. Prepare your car for the drive and take care of any deferred maintenance issues like oil changes rotating or replacing your tires and...

Looking at the Pieces of Your Car Policy

Liability The Liability part of your car policy covers Bodily Injury and Property Damage (BI/PD) liability up to the limit that you have selected. Your policy will pay for damages to an injured person (possibly including lost wages) and for property damage that you...

Ordinance and Law Coverage in Rhode Island

If you have a Homeowner’s policy, it is likely that it makes provisions for taking care of things that are required under the Ordinances and Laws of your town or state. This might include demolishing an undamaged portion of a covered building damaged by a Peril...

Find Out If Your Car’s Been Recalled

Many cars have been the subject of recalls over recent years. It’s possible that yours has been on a recall list and for some reason you were not notified. Sometimes we get a notice and think we will follow up in a day or two or next week. Unfortunately, all too...

Facebook Posts Can Bite Back

It was only a matter of time before attorneys and the courts began to recognize that Facebook posts can be a gold mine of information for lawsuits that you are involved in either directly or peripherally. Almost everything that you post is “discoverable”, even the...

Fatal Crashes Increase with Marijuana Use

A study done in a state that has had legalized marijuana use for several years now has shown a doubling of fatal crashes by drivers that had recently used marijuana. Now that all of the New England States have legalized medical marijuana it is only reasonable to...

Putting the Brakes on Cargo Theft

Cargo theft has created challenges for all businesses, even small ones. Truck stops, highway rest areas, unsecured lots, and distribution centers are frequent targets. Protecting cargo along the way is key to successful deliveries and keeping your insurance costs...