Good Idea to Use Car For Uber or Lyft?

Good Idea to Use Car For Uber or Lyft?

With the growth in car services such as Uber or Lyft, many people are using their own cars in these services and assuming their automobile policy will cover their risks.  Unfortunately, that is simply not true. There is an exclusion for commercial use of your...
Flood Damage Exposure

Flood Damage Exposure

Your risk of flood damage is higher than you have imagined. A new study states that 41 million Americans are at risk from flooding rivers. That’s more than three times the current estimate of 13 million people. The study is based on a new high-resolution model that...
Floods: An Ongoing Threat

Floods: An Ongoing Threat

A simple look at the magnitude of the losses to floods in 2017 will show how pervasive the threat of flooding is to everyone. According to the National Oceanic and Atmospheric Administration, 16 separate disasters in the U.S., each with damages exceeding $1 billion,...
Wishing you joy and happiness in the New Year

Wishing you joy and happiness in the New Year

We are at that time of year again when we are reminded to be thankful and to count our blessings.  No matter what your religious beliefs may be, if you are receiving this, you have things to be thankful for.  Please take a moment to be grateful for what you have and...
Is Wedding Insurance Necessary?

Is Wedding Insurance Necessary?

Did you know that you can purchase insurance coverage for your wedding? From Cancelation or Postponement to Additional expenses incurred along with costs for the photographer and special jewelry. In addition, you can add Liability and Property Damage Coverage for the...