FAQs Archives - Burns & Cotter Auto Insurance, Home Insurance

Question: Will my Medical Payments Coverage extend to all people in my car?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: Will my Medical Payments Coverage extend to all people in my car? Answer: Yes, subject to the limits listed in your policy.

Question: Will my Automobile Policy Cover my vehicle if I hit an animal such as a deer?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: Will my Automobile Policy Cover my vehicle if I hit an animal such as a deer? Answer: Yes if you have “Other Than Collision” coverage for your car and subject to your deductible.

Question: Is my personal property covered when it is away from my home?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: Is my personal property covered when it is away from my home? Answer: Yes, it is covered anywhere in the world. Your deductible still applies to any loss though.

Question: If I rent a car in the United States, does my automobile insurance policy cover that vehicle while I’m using it?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: If I rent a car in the United States, does my automobile insurance policy cover that vehicle while I’m using it? Answer: If you live in Rhode Island and have a Rhode Island automobile policy, the answer is yes! However, you may want to purchase the...

Question: Why is my home insured for more than it is worth if I sell it and the tax assessor’s value?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: Why is my home insured for more than it is worth if I sell it and the tax assessor’s value? Answer: Your home should be insured for the amount that it would cost to build it again if it were destroyed. This is called Replacement Cost and that is the basis...

Question: If I rent an automobile in another country does my automobile coverage cover my liability while driving the car and any damage that might happen to the rental vehicle?

by courtneybuteau | Jun 29, 2014 | FAQs

Question: If I rent an automobile in another country does my automobile coverage cover my liability while driving the car and any damage that might happen to the rental vehicle? Answer: Probably not. Most automobile policies cover you only while you are driving in...

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I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

Contact Us

Burns & Cotter Inc.
206 Waterman Street
Providence, RI 02906
Phone: (401) 421-0100
Email: service@burnscotter.com

FAQs

Question: Is my personal property covered when it is away from my home?

Answer: Yes, it is covered anywhere in the world. Your deductible still applies to any loss though.

Question: Will my Medical Payments Coverage extend to all people in my car?

Question: Will my Automobile Policy Cover my vehicle if I hit an animal such as a deer?

Question: Is my personal property covered when it is away from my home?

Question: If I rent a car in the United States, does my automobile insurance policy cover that vehicle while I’m using it?

Question: Why is my home insured for more than it is worth if I sell it and the tax assessor’s value?

Question: If I rent an automobile in another country does my automobile coverage cover my liability while driving the car and any damage that might happen to the rental vehicle?

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

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