Services Offered by Burns & Cotter Insurance

We offer a full line of insurance products to protect everything important to you.
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For more than 65 years, Burns & Cotter has been helping residents in Rhode Island select the best insurance policy to meet their needs.
Homeowners, Auto, Boat, Motorcycle, Umbrella and Business coverages are available.
Our various offerings can cover everything from your home to your business, and we will carefully consider every variable in your situation as we craft a policy especially for you.
Our professional staff can help you select the insurance plan and coverage amount that is right for you. That is protection you can count on!

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

-Shawna Manning

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

-Elias Laham

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

-A Google User

Home Insurance

Home Owners Insurance

Your home is likely your most significant investment. Protect your investment with a personally-crafted insurance policy from Burns & Cotter that will provide peace of mind for you and your home.


Umbrella Policies

These policies are surprisingly affordable considering all that they provide. Call us to learn more about this extra protection.

Automobile Insurance

Rhode Island requires drivers to have their vehicle covered, and we’ll help you find the policy that’s right for you and your vehicles. Our full range of policies can cover everything you own.


Boat Insurance

Boat insurance is a special service that requires knowledge of the requirements and special circumstances involved. You can trust Burns & Cotter to provide the right insurance for your freshwater or saltwater craft.

Burns & Cotter is a full-service insurance provider in Rhode Island. We provide a full range of insurance products to cover you.

Call us now at (401) 421-0100
Email us at
Receive a free, no obligation quote