(401) 421-0100

Car Insurance

The most dangerous thing that most of us do every day is drive around in our cars especially on the crowded streets of cities like Providence, East Providence or even Barrington or Bristol.  We can help you get the best coverage for your protection.
How necessary is car insurance? To begin with, it is the law. In Rhode Island, you are required to carry auto insurance or face criminal fines. Additionally, each year in the United States there are millions of car accidents that cause serious damage to vehicles and people. We see minor and major accidents every day. For those involved, this can mean enormous inconveniences, large healthcare expenditures and huge legal fees. By paying a little now, you can save a lot later.
  • Healthcare Supplement – In the event of a serious accident, sometimes your healthcare insurance isn’t enough to cover an ambulance ride, emergency room visit, and follow up doctor’s appointments. Your car insurance can help cover expenses related to the injuries you sustain during an accident.
  • Keep You Moving – Even minor accidents can keep your car off the road while it undergoes repairs. Whether it is getting to work or picking the kids up from school, transportation is essential. Your automobile insurance can help you cover the cost of a rental car while your ride is in the shop.
  • Protect Your Investment – Make no mistake – your car is an investment. For many of us, it is one of the biggest investments we will ever make. Without proper automobile insurance, you could be on the hook to cover any damages your car sustains. Additionally, you could be on the hook for any damages sustained by other cars or individuals involved.

For more than 50 years, Burns & Cotter has been helping residents in Rhode Island to select the best automobile insurance to meet their needs. Our staff has more than 100 years of combined expertise. We understand the dangers you face. We know the importance of being protected. And, we are committed to providing the best advice possible to protect your family with Car Insurance.

Call us now at (401) 421-0100
Email us at service@burnscotter.com
Receive a free, no obligation quote

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

-Shawna Manning

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

-Elias Laham

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

-A Google User

    Review New Policies Annually

    Read your policy carefully at every renewal; there may be changes that you should be aware of.

    Stored cars need insurance, too

    Rhode Island insists that you keep Liability Insurance in place for any registered automobile or truck.

    Rear View Cameras for Automobiles

    A good rear view camera, factory installed or after market, increases your vision by anywhere from a third to about 75%, according to a study done by AAA.

    10 Steps to Take If You Have an Accident

    If you’ve found yourself in the unfortunate scenario of being in a car accident, and if you’re not seriously hurt, be sure to take these measures.

    Are you covered if you use a car service like Uber?

    If I participate in the new Uber car service will my personal automobile policy cover me? ABSOLUTELY NOT! While renting out yourself and your car to transport others may be a good way to earn extra  money in your spare time, you will be violating the provisions of...