Boat Insurance

Your boat needs protection just like your home and automobile. Let us simplify the difficulties. Our mission is to provide you with exceptional customer service and the best price possible.
From a little runabout to a 50’ cruiser, we can protect you and your watercraft.  Just like an automobile, your boat can be damaged or you can damage other boats, docks and even bridges with it, so you need to have coverage that will pay for fixing your boat as well as liability coverage for the damage you do to others.  We can find just the right policy for you and your boat.  In fact, if your boat is small it may even be covered under your Homeowners policy. Let us help you figure it out.

Call us now at (401) 421-0100
Email us at service@burnscotter.com
Receive a free, no obligation quote

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

-Shawna Manning

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

-Elias Laham

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

-A Google User

    Is Your Boat Covered by Your Homeowners Policy

    Boat owners:  Liability for a small boat may be covered under your Homeowner's Policy. Let us help you determine if it is.

    Review New Policies Annually

    Read your policy carefully at every renewal; there may be changes that you should be aware of.

    Annual Review

    Remember to review your insurance coverage at every renewal to ensure adequate coverage.

    Boat Insurance

    Your boat needs protection just like your home and automobile. Let us simplify the difficulties. Our mission is to provide you with exceptional customer service and the best price possible.