Business Insurance

Insuring your Rhode Island business in Providence, Cranston, Warwick or anywhere else is often more complex than your home or automobile.  Ask us to help.  We are really good at it.

Burns & Cotter, Inc. offers a full range of affordable and effective solutions for your commercial insurance needs.  We are considered generalists with respect to commercial insurance products but have knowledge and wide ranging resources covering a broad range of commercial enterprises.  We also have access to many specialized programs that fit specific industry needs and use those where they best fit the changing needs of our long established clients.

We have also helped many new enterprises find the right coverage for their new venture and helped them reduce or eliminate exposure to loss from liability risks to property protection.  We take great pride in making certain that our clients understand the wide range of risks that their particular business will face and offering ways to protect against those risks.

A sampling of those that we have helped in the past include:

  • Manufacturers, from: Large equipment weighing multiple tons, to jewelry weighing a few grams
  • Sole Proprietors ranging from performers to plumbers
  • Distributors ranging from: Food to forest products
  • Professionals from: PhDs to MD’s to DVMs and Architects to Engineers
  • Retail establishments from: lamps to liquor

In short, if you have a business we will find the best and most economical way to provide coverage for it.

Call us now at (401) 421-0100
Email us at
Receive a free, no obligation quote

I am always pleased to know that whenever I call Burns & Cotter an actual person answers the phone. The staff is very knowledgable and helpful. They conduct business the way it's supposed to be, reliable and personable.

-Courtney Buteau

I've worked with Deb for over 5 years. Each year she searches for the lowest rates and has my business best interest in mind. She responds in a timely manner and is very thorough with her job.

-Shawna Manning

I have worked with Burns & Cotter for over 10 years for various combinations of home, car and business insurance and couldn't be more pleased. Vivien has always taken great care of me, and it is a pleasure to deal with the entire office.

-Elias Laham

I have had my insurance policy through this agency for 10+ years -- great service, friendly staff, would highly recommend them!

-A Google User

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Business Insurance

Business insurance can be very complex. Our experienced staff will offer you various coverage options.

Protecting your new business

You never know when your business may be struck by a lawsuit, natural disaster or other unforeseen circumstances.

Make sure that you periodically review your sales, costs and payroll for your liability exposures.

Remember to review your insurance coverage at every renewal to ensure adequate coverage.

Do you have enough coverage to protect your assets? Let us quote an Umbrella Policy for you.