Sometimes we are involved in accidents that injure other people or property and need more protection than our basic coverage provides. An Umbrella Policy can protect your hard earned assets when these things occur.
Umbrella Insurance Policies – Rhode Island
An Umbrella Policy acts just like its name suggests, it provides at least $1,000,000 in added liability coverage like an umbrella over your Homeowners, Automobile and Boat Policies. One policy adding to all of your primary policies – a real “One size fits all” addition.
Umbrella policies are available in increments of $1,000,000 up to at least $10,000,000. Plus they are surprisingly affordable considering all that they provide. No one intends to have an accident causing serious injury, but that’s why they are called “accidents” and they happen every day. You never know when you might need added Liability Coverage to protect you and your family.